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Auto Loans

Looking for the ideal ride? Let us help you make it yours.

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apply for an auto loan

Please choose one of the following options:


Speak with a local Member Service Representative

Call or text us: 800-724-9282

Representatives are available during our call center hours:
Monday-Friday: 8:30AM-5PM
Saturday: 9AM-12PM

View Rates

we go the extra mile to help you

Take advantage of some of the lowest auto loan rates around, starting as low as 6.29% APR.*

  • Online Access

    Manage your loan any time of day or night with online banking or our mobile app. View your remaining balance, make a payment, set up automatic transfers, and more.

  • 100% Financing

    Borrow up to 100% of the manufacturer’s retail price (new) or NADA value (used) of the vehicle you’re buying, plus the cost of sales tax and extended warranty.

  • Same-day Decision

    At Reliant, you won’t be kept waiting on a lending decision. If we receive your completed loan application by 3:00pm, we’ll get back to you the very same day.

  • Auto Pay

    Set up auto pay, and you’ll never have to worry about forgetting a payment again. It’s the easy way to build credit and stay on top of your everyday finances.

  • Sign Remotely

    Sign your auto loan closing documents electronically, no matter where you are. No extra trip to the credit union! This makes closing a breeze.

  • Personal Service

    Our team is focused on finding solutions to achieve life, your way. Saving money is just the beginning. Expect financial expertise and local, personalized attention.

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We have bought multiple vehicles in the past. This was the first time through Reliant, and everything was wonderful.  The rates were the best but the service was important to us as well.

Alex and Paige Watkins
Members since 2010
New and Used Vehicle — 2023 & Newer Model Years



APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

***Minimum loan amount for terms of 73 to 84 months is $25,000.



Up to 36 months

APR^ as low as




37 to 60 months

APR^ as low as




61 to 72 months**

APR^ as low as




73 to 84 months***

APR^ as low as


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Car Loan Calculator


If we receive your completed application by 3:00pm on a business day, you will get a decision the same day.

Although Reliant does not offer 0% financing, we suggest you ask the dealer if they can offer you a rebate instead. These incentives, combined with Reliant’s low auto loan rates, are often more financially beneficial than 0% financing. Check out our loan rates for some examples of how this could work for you!

We encourage convenient automatic payment from a Reliant account. You can also make payments through online banking from an account at another financial institution using that FI’s routing & account number.

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*Annual Percentage Rate (APR) applies to automatic payment for model years 2021 and newer with 36 monthly payments of $30.55 per $1,000 borrowed as of 7/1/2024. Your vehicle loan rate will be determined by your credit score, model year of vehicle, term of loan, and payment method. Other great rates and terms available. Refinanced vehicle loans are available up to the remaining term of your existing loan with another financial institution; they are not available on existing Reliant auto loans. 100% financing of MSRP/NADA retail loan value plus the cost of sales tax and service contract available. All loans subject to approval and must meet credit-granting terms and conditions.

^APR = Annual Percentage Rate

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