Reaching higher. Changing lives.
The Biden administration recently announced several measures related to federal student loan repayment and possible debt cancellation. If you have federal student loans, we encourage you to contact your federal student loan servicer to learn more, visit studentaid.gov, or read the blog post from Credit Union Student Choice, our student lending partner.
your potential is worth the effort
We offer a rolling line of credit, which means you may only have to borrow once during your undergraduate career.
Pay interest-only while you’re in school, or defer principal & interest until six months after you graduate. It’s up to you.
As your credit union, we offer low rates that will make it more affordable to reach your goals and achieve your dreams.
student loan eligibility
Our undergraduate line or credit is for US citizens or permanent residents who stay enrolled in a degree-granting program and are making satisfactory academic progress.
You’ll need to be enrolled at least half-time for fall and spring terms. (You can be enrolled at less than half-time during the summer.) If you drop below half-time in the fall or spring, your line of credit may be closed, and you may enter the repayment period.
Also note, this line of credit is only available to students who are attending an approved school, who meet our underwriting criteria, and are members of Reliant Credit Union.
There are more than 1,500 schools across the country. Look up your school here.
The timeline is typically about six weeks. See the timeline in detail.