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Business Loans

Let’s turn your ambitions to reality.

Apply now

personalized lending decisions, from your personal lender

Your business makes our local economies thrive. At Reliant, we do our best to help you thrive, too, by offering the comprehensive loan products that you need to achieve your goals.

  • Savings

    Custom solutions, designed with your best interest in mind.

  • Personalized Convenience

    Your business needs are unique. Our lending decisions are made locally.

  • Support

    You’re a leader, community member, and neighbor — and we support you.

paycheck protection program (ppp)


At this time, federal funding for the Paycheck Protection Program has been exhausted.

Reliant members who have received funds through the Paycheck Protection Program will need to apply for forgiveness.

To learn more about the loan forgiveness process, please visit our Paycheck Protection Program page.

Business Equipment Loan Special

  • Rates as low as:
    • 3.85% APR1 for 36 months
    • 4.00% APR1 for 48 months
    • 4.15% APR1 for 60 months
  • Up to 90 days before the first payment will be due
  • Cannot be used to refinance existing Reliant debt
  • Loan amounts between $15,000 and $500,000
  • Must have payment auto-deducted (may be from another financial institution)
  • Subject to analysis of useful life of collateral

Apply for a business vehicle loan

Talk to a lender

Business Vehicle and Fleet Loans

  • Rates as low as 1.99% APR2 (we don’t increase your rate just because you’re a business!)
  • Buyout of existing vehicle loans
  • Purchase of new or used vehicles
  • Fleet financing

Apply for a business vehicle loan

Talk to a lender

Commercial Real Estate Business Loans

  • Flexible rates and terms
  • No pre-payment penalties
  • Up to 80% financing
  • Available for owner-occupied and investor properties
  • Varied loan-to-value financing options

Apply for a commercial real estate business loan

Talk to a lender

Term Loans

  • Purchase business equipment
  • Finance a business expansion
  • Refinance existing business loans

Apply for a business term loan

Talk to a lender

Small Business Administration (SBA) Loans

  • Reliant is an approved SBA Lender
  • Financing is available for new and existing businesses that may not qualify under conventional bank terms
  • Visit sba.gov to learn more about SBA loans

Talk to a lender

meet our business lending team

As fellow community members, business leaders, and neighbors, we’re committed to providing your business with the custom financial solutions to support your success. Contact our business lending team to get started.

  • Doug Crego

    Douglas A. Crego

    Senior Business Lender

    800-724-9282 x4405

  • Alexa Wessie

    Alexa Wessie

    Business Lending Specialist

    800-724-9282 x4417
    [email protected]


You can apply online, in one of our nine branches, or with one of our knowledgeable staff members over the phone by calling 800-724-9282 during regular business hours.

Businesses and other legal entities headquartered in Monroe, Ontario or Wayne County are eligible to apply for a business loan with Reliant Community Credit Union.

Reliant offers a full array of loan products that can help you achieve your financial business goals. We believe in supporting our local businesses and helping them succeed.

General personal and business information is needed, including guarantor information, personal financial information, and business financial information.  Each lending situation is unique and may require additional items.  We invite you to contact a member of our team [anchor link meet our team section] to sit down and discuss your business lending needs.

Our business lending team is committed to providing you with local, personalized financial solutions that save you money, offer convenience, and, in turn, support our local area.

The business lending team offices are located at our Macedon branch; however, a team member will gladly meet with you at another branch location, or at your place of business.

apply for a business loan

Contact our business lending team
Send an email
Apply now
Get started
Call us



1Annual Percentage Rate (APR) shown as of 10/7/21 and is subject to change without notice. A 36-month term loan of $10,000 at a rate of 3.85% APR has a monthly payment of $294.57. Other great rates and terms available.

2Annual Percentage Rate (APR) applies with automatic payment option for model years 2020 and newer with 36 monthly payments of $28.64 per $1,000 borrowed as of 10/1/2021. 1.99% APR applies to any business vehicle classified as one (1) ton and under. Your vehicle loan rate will be determined by the credit score of the guarantor(s), model year of vehicle, term of loan, and payment method. Other great rates and terms available.

Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.