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Business Loans

Let’s turn your ambitions to reality.

personalized lending decisions, from your personal lender

Your business makes our local economies thrive. At Reliant, we do our best to help you thrive, too, by offering the comprehensive loan products that you need to achieve your goals.

  • Savings

    Custom solutions, designed with your best interest in mind.

  • Personalized Convenience

    Your business needs are unique. Our lending decisions are made locally.

  • Support

    You’re a leader, community member, and neighbor — and we support you.

Business Vehicle and Fleet Loans

  • Rates as low as 6.29% APR1 (we don’t increase your rate just because you’re a business!)
  • Buyout of existing vehicle loans
  • Purchase of new or used vehicles
  • Fleet financing

Apply for a business vehicle loan

Talk to a lender

View vehicle loan rates

business lines of credit

Our business line of credit (BLOC) is the ideal solution when you need help managing operating expenses, cash flow, or even payroll.  BLOCs offer the flexibility to use funds as you need them, rather than receiving a lump sum—meaning you’ll only pay interest on credit you use.

  • Terms vary based on aggregate Reliant business relationship
  • Flexible rates

Talk to a lender

Commercial Real Estate Business Loans

  • Flexible rates and terms
  • No pre-payment penalties
  • Up to 80% financing
  • Available for owner-occupied and investor properties
  • Varied loan-to-value financing options

Apply for a commercial real estate business loan

Talk to a lender

Term Loans

  • Purchase business equipment
  • Finance a business expansion
  • Refinance existing business loans

Apply for a business term loan

Talk to a lender

Small Business Administration (SBA) Loans

  • Reliant is an approved SBA Lender
  • Financing is available for new and existing businesses that may not qualify under conventional bank terms
  • Visit sba.gov to learn more about SBA loans

Talk to a lender

meet our business lending team

As fellow community members, business leaders, and neighbors, we’re committed to providing your business with the custom financial solutions to support your success. Contact our business lending team to get started.

  • Jim Dowling headshot

    Jim Dowling

    Business Lending Specialist

    Office: 800-724-9282 x3423
    Mobile: 585-455-9048
    Email: [email protected]

  • Steve Pane headshot

    Steve Pane

    Business Lending Specialist

    Office: 800-724-9282 x4418
    Mobile: 585-314-6498
    Email: [email protected]


You can apply online, in one of our ten branches, or with one of our knowledgeable staff members over the phone by calling 800-724-9282 during regular business hours.

Businesses and other legal entities headquartered in Monroe, Ontario or Wayne County are eligible to apply for a business loan with Reliant Credit Union.

Reliant offers a full array of loan products that can help you achieve your financial business goals. We believe in supporting our local businesses and helping them succeed.

General personal and business information is needed, including guarantor information, personal financial information, and business financial information.  Each lending situation is unique and may require additional items.  We invite you to contact a member of our team to sit down and discuss your business lending needs.

Our business lending team is committed to providing you with local, personalized financial solutions that save you money, offer convenience, and, in turn, support our local area.

The business lending team offices are located at our Macedon branch; however, a team member will gladly meet with you at another branch location, or at your place of business.

apply for a business loan

Contact our business lending team
Send an email
Apply now
Get started
Call us



1Annual Percentage Rate (APR) applies with automatic payment option for model years 2020 and newer with 36 monthly payments of $30.55 per $1,000 borrowed as of 7/1/2024. 6.29% APR applies to any business vehicle classified as one (1) ton and under. Your vehicle loan rate will be determined by the credit score of the guarantor(s), model year of vehicle, term of loan, and payment method. Other great rates and terms available.

Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

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