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Credit Cards

Get the card that serves your best interest.

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tools designed with you in mind

The Reliant Visa Platinum is the right card for your wallet — or your mobile wallet! It offers security and convenience, with low rates and fewer fees than other cards can provide.

  • Low Rates

    Reliant’s Visa Platinum offers an intro rate of 0.99% for 6 months** and can be as low as 7.50% APR after1 — unlike cards that start out low and skyrocket later.

  • Avoid Fees

    Say goodbye to your annual fee, and pay no fees for balance transfers, cash advances or currency conversion. That’s money in your pocket.

  • EMV Chip Security

    All of our cards have EMV chips, which carry security credentials to help prevent skimming and cloning. Don’t settle for less.

how does our card compare?

Here’s a breakdown showing how our Visa Credit Card compares to other popular cards in the market.

  • Introductory Rate

    Introductory Rate

  • Purchase Rate

    Purchase Rate

  • Balance Transfer Rate

    Balance Transfer Rate

  • Cash Advance Rate

    Cash Advance Rate

  • Penalty APR

    Penalty APR

  • Annual Fee

    Annual Fee

  • Balance Transfer Fee

    Balance Transfer Fee

  • Currency Conversion Fee

    Currency Conversion Fee

  • Cash Advance Fee

    Cash Advance Fee

  • Service

    Service

Reliant’s Visa Platinum Credit Card

  • Introductory Rate

    0.99% for 6 months**

  • Purchase Rate

    7.50–16.50% APR

  • Balance Transfer Rate

    7.50–16.50% APR

  • Cash Advance Rate

    7.50–16.50% APR

  • Penalty APR

    None

  • Annual Fee

    None

  • Balance Transfer Fee

    None

  • Currency Conversion Fee

    None

  • Cash Advance Fee

    None

  • Service

    Local: in person, by phone, or 24/7 support center

Popular 0% Credit Card

  • Introductory Rate

    0% for 12 months

  • Purchase Rate

    19.80% APR

  • Balance Transfer Rate

    19.80% APR

  • Cash Advance Rate

    24.90% APR

  • Penalty APR

    29.40% APR

  • Annual Fee

    $39

  • Balance Transfer Fee

    3% on amount transferred

  • Currency Conversion Fee

    None

  • Cash Advance Fee

    3% of cash advance (minimum $10)

  • Service

    Non-local call center

Popular Rewards Credit Card

  • Introductory Rate

    None

  • Purchase Rate

    13.99–24.99% APR

  • Balance Transfer Rate

    13.99–24.99% APR

  • Cash Advance Rate

    26.24% APR

  • Penalty APR

    30.24% APR

  • Annual Fee

    $95

  • Balance Transfer Fee

    Either $5 or 3% on the amount transferred

  • Currency Conversion Fee

    2.75% of each transaction after conversion to US dollars

  • Cash Advance Fee

    Either $5 or 3% of cash advance amount

  • Service

    Non-local call center

New Card Number? No Problem

The Visa Account Updater (VAU) allows participating third parties (like merchants, subscription services, and e-commerce websites) to securely and automatically update your card number and expiration date when your card is reissued, so you don’t have to provide them with this data manually. No hassle, no gaps in service.

Not interested? Not a problem. It’s easy to opt out of VAU.

Opt out of VAU

Fraud Detection

With free Visa Purchase Alerts, you can receive a real-time alert via text or email when your card is used. If anyone gets a hold of your card data and tries to make an unauthorized transaction, you’ll know right away.

Sign up for Visa Purchase Alerts

We also monitor our members’ accounts for transactions that just don’t seem like you. If we see anything suspicious, we’ll let you know.

Theft Protection

Let’s talk about Zero Liability Identity Theft Protection.2 This Visa policy protects you from identity theft by making sure that you’ll never be held liable for unauthorized charges.

Card lost or stolen? Contact Us!

Auto & Travel Coverage

Visa’s Basic Protection Package provides an auto rental collision damage waiver, travel & emergency assistance, and warranty manager service.

Basic protection package

Want coverage for travel accidents & baggage delay? Visa has you covered there, too.

Travel & baggage coverage

set a travel notice

Did you know that when you travel out-of-state or to a foreign country, your Reliant Visa credit card could be denied for security reasons?

If you plan to use your card when traveling, please let us know at least 24 hours before you leave. Telling us your travel dates and destinations will help protect your account — without losing access to your money.

Notify us by filling out the form when you’re logged into your account in online banking. Click the “Online Services” menu and select the “Travel Notification Form” option. You can also give us a call at 800-724-9282, visit any branch, or fill out our contact form to get started.

Contact us

large quote icon

I am used to being told ‘we can’t help you’ or ‘we can’t do that’ at other Banks. With Reliant, no matter who I talk to, it is always ‘let’s find the best option’ and ‘here’s what you need to do.’ Everyone does a great job making me feel that my money and my Credit Union are working for me.

Ryan Travis
Member since 2018

FAQs

There are two convenient ways to make your Reliant Visa payment online.  You can easily transfer funds from a Reliant account to your Visa credit card to make a payment, or you can make your payment using another financial institution’s routing and account number through online banking.

You can easily set a PIN on your Reliant Visa for cash advances by calling 888-886-0083.

Call us immediately at 800-724-9282 during regular business hours or 888-918-7765, available 24/7.

Using online Card Management, you can also report a credit card lost or stolen, and then order a replacement. Card Management is available in online banking in a dropdown under “Visa Credit Card” on the grey ribbon at the top of the page. It is available in Reliant’s mobile banking app under “More” and then “Digital Card Management.”

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