Visa Signature Rewards

Visa Signature® Rewards credit card

Do more. Be more. Get more cash back!

Reliant's Visa Signature® Rewards credit card has it all: a great rate, no annual fee,1 unlimited 1.5% cash back,2 and dozens of exclusive benefits.


apply for a credit card

Please choose one of the following options:


Speak with a local Member Service Representative

Call or text us: 800-724-9282

Representatives are available during our call center hours:
Monday-Friday: 8:30AM-5PM
Saturday: 9AM-12PM

Go more places. Do more things. Experience more of life with Visa Signature®

Your Reliant Visa Signature Rewards credit card gives you instant access to dozens of benefits in addition to the cash back you already earn.
Explore your world with incredible travel offers and enjoy premium benefits at a selection of some of the world’s most prestigious properties when you book through the Visa Signature Luxury Hotel Collection at Or savor unforgettable wines at more than 50 Sonoma County wineries.3

For more details, go to

Young woman hiking

save money, dream bigger

With no annual fee and cash-back rewards, you can save money and put more money back in your pocket.

  • $0

    annual fee1

  • 1.5%

    cash back rewards on all purchases2

  • $150

    bonus cash back when you spend $1,500 in the first 90 days4

PLUS: Enjoy a special 0.00% APR5 intro rate on all purchases and balance transfers for the first 12 months, with a regular rate of 17.50–18.00% APR6 thereafter.

card perks

  • Contactless Purchasing

    Simply tap to pay at participating merchants. Any payment transaction made using the contactless feature includes a one-time use cryptographic code that prevents counterfeit fraud.

  • Earn Bonus Rewards

    Shop the Rewards Mall, accessible via the Rewards link in online banking, and earn rewards on apparel, gifts, electronics, and more.

  • Annual Activity Summary

    This easy-to-read list can help you manage your expenses.  The summary organizes your expenses into categories, showing you an itemized list of individual charges.

  • Woman on headset in call center

    Enjoy complimentary booking assistance and more with your 24/7 Visa Signature® Concierge7

    Your Reliant Visa Signature® Rewards credit card comes with complimentary, 24/7 access to the Visa Signature® Concierge7 service. Simply call  800-953-7392 any time for assistance booking travel, event tickets and more – even dinner reservations or golf tee times.

  • Visa Hotel Vacation

    Receive the greatest value at some of the world’s finest properties

    The Visa Signature Luxury Hotel Collection gives you access to a premium collection of benefits from an extensive portfolio of the world’s finest hotels, including brands like Peninsula and Park Hyatt.8

    Get details at

  • Visa Golf

    Reserve golf tee time at special rates at with Visa Signature® at Troon®

    Save 10% or more on golf fees, merchandise and lessons with complimentary elevated Troon Rewards® status when you sign up with your Reliant Visa Signature® Rewards credit card. Certain restrictions apply. Visit to sign up and for complete Troon Rewards Visa Signature Benefit Terms & Conditions.

  • Audi

    Ready for a road trip? Treat yourself with an Audi.

    Use your Reliant Visa Signature® Rewards credit card to rent and save with Audi on demand.9

    Have a weekend getaway, delivered to your driveway. Rent with Audi on demand and save up to 15% (with a guaranteed minimum discount of 10%) on qualified rentals courtesy of your Reliant Visa Signature® Rewards credit card. Conditions apply, see Terms at

  • food and wine

    Your Visa Signature® card lets you experience food and wine like never before

    Indulge your epicurean passions with savings on Sonoma County wine, reserve tastings and on-site winery benefits when you use your Reliant Visa Signature® Rewards card at participating wineries.10

  • Shipt delivery person delivering groceries to a home

    Same-day delivery from a variety of stores you love.

    Enroll your Reliant Visa Signature® Rewards card to get 3 months of free Shipt membership, then 9 months of membership at 50% off, with free delivery on orders $35+.11 Get groceries, household essentials, and more delivered in as soon as 1 hour.

    Go to to create a Shipt account and activate your offer.

  • Skillshare

    Take the next step on your creative journey with Skillshare.

    Discover new skills, deepen existing passions, and get lost in creativity. Enroll your Reliant Visa Signature® Rewards card for unlimited access to thousands of classes with 3 months free and 20% off a Skillshare annual membership.12

    Get started

  • Live Shows

    Sofar Sounds: Intimate performances in unique venues

    Use your Reliant Visa Signature® Rewards card to get access to 7-day Visa Exclusive Presale opportunities to select Sofar Sounds shows plus a free ticket per show with purchase of one or more tickets.

    Offer Terms apply. See details at:

New Card Number? No Problem

The Visa Account Updater (VAU) allows participating third parties (like merchants, subscription services, and e-commerce websites) to securely and automatically update your card number and expiration date when your card is reissued, so you don’t have to provide them with this data manually. No hassle, no gaps in service.

Not interested? Not a problem. It’s easy to opt out of VAU.

Opt out of VAU

Theft Protection

Let’s talk about Zero Liability Identity Theft Protection.13 This Visa policy protects you from identity theft by making sure that you’ll never be held liable for unauthorized charges.

Card lost or stolen? Contact Us!

Fraud Detection

With free Visa Purchase Alerts, you can receive a real-time alert via text or email when your card is used. If anyone gets a hold of your card data and tries to make an unauthorized transaction, you’ll know right away.

Sign up for Visa Purchase Alerts

Our fraud detection partner continually monitors card activity to help identify and prevent fraudulent transactions. They may contact you if there is suspicious activity on your card. If you are not available to receive the call, you will receive instructions to call 888-918-7313 to verify activity.

Set a Travel Notice

Did you know that when you travel out-of-state or to a foreign country, your Reliant Visa credit card could be denied for security reasons?

If you plan to use your card when traveling, please let us know at least 24 hours before you leave. Telling us your travel dates and destinations will help protect your account — without losing access to your money.

You can share your trip details prior to departing using card management in online banking or our mobile app, or you can call us at 800-724-9282

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Visa Signature® Rewards credit card Disclosure
2  Every net dollar charged* equals 1.5% in Cash Back Rewards. Cash Back Rewards do not expire. There is no cap on the maximum amount of Cash Back Rewards that can be accrued. Your account must be open and in good standing (not canceled or terminated by party; not delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Awards are not available when you are in default under the card agreement. Reliant Community Federal Credit Union reserves the right to suspend your participation in the program until your account is in good standing. Cash Back Rewards are forfeited if your card is revoked, closed or 60 days past due.
Cash Back Rewards are redeemed on demand and will not be automatically credited to you. You can redeem your Cash Back Rewards through online banking by accessing the Visa Credit Card link and clicking on the Rewards button. The minimum Cash Back Rewards to redeem is $25. You will be able to redeem your Cash Back Rewards to your Reliant Checking or Savings account, not an account at another financial institution. You also have the option to apply your Cash Back Rewards as a statement credit.
You may transfer balances from your non-Reliant credit cards and loans by filling in the Balance Transfer request form. These transfers are subject to approval. Amounts transferred will not be included in the balance eligible for Cash Back Rewards.
* Net Dollar Charged: Cash Back Rewards will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.

3 Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time. Go to for full details.
4 New Reliant Visa Signature Rewards credit cardholders are eligible to receive $150 cash back after charging a minimum of $1,500 in the first 90 days. Once cardholders qualify for the $150 introductory cash back offer, they will see those rewards available for redemption when the statement cycles.
5 APR = Annual Percentage Rate. 0.00% APR intro rate applies to purchases and balance transfers completed for 12 months from the date the account is opened. After that date, all balances will be subject to a variable rate. Your variable rate is determined by an Index and a percentage amount above the Index called the margin. Your margin is based on a six-month review of your credit history. The margin will be assigned every six months and will remain in effect until the next credit review. The Index is based on the highest Prime Rate published in The Wall Street Journal on the last business day of the month preceding the current calendar quarter. The Index may change quarterly. Your variable rate will not exceed 18.00% APR. The 0.00% APR does not apply to balance transfers of existing Reliant Visa credit card balances. The APR is accurate as of 5/1/2024. All loan terms, conditions, and interest rates are subject to change. All Reliant loans are subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.
6 Visa Signature® Rewards credit card Disclosure

Reliant Community Federal Credit Union Visa Signature® Rewards credit cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at Visa Concierge Terms of Service | Visa.
8 Some Restrictions and Limitations may apply. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases the hotel may or may not provide a substantial benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.  During COVID-19 (until further notice), we are unable to match rates through our Best Available Rate Guarantee.  There may be restrictions or closures of hotel facilities including food and beverage, spa and others. Such restrictions or closures may inhibit the hotel’s ability to fulfill some of the Visa Premium benefits as stated. For more information please visit:
9 Exclusions may apply, see terms for details.
10 Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time. Go to for full details.
11 Free delivery applies to orders over $35 as part of a Shipt membership. Orders with alcohol may incur a $7 alcohol fee. Additional terms apply. To see a full list of Offer Terms, visit
12 Offer open to new Skillshare members only. Unless cancelled before end of trial, free trial automatically converts to auto-renewing annual subscription. Terms apply, visit to learn more.

13 Visa Signature® Rewards credit card Plan Agreement

Reliant Visa Signature® Rewards credit card Guide to Benefits

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