Mother and son sitting together at a table with coins and a piggy bank

Financial Education

Redefine your life. Reach for more.

free financial fitness checkups

Get personalized guidance from a financial expert and a free credit report1, along with actionable strategies to accomplish your goals. We’ll answer all your questions and help you build a plan that works for you.

  • Consolidate debt

    Turn all your debts into one manageable monthly payment, and give yourself some breathing room.

  • Get lower rates

    By lowering the rate on your credit card or loan, you’ll end up paying a lot less in the long run.

  • Build your credit

    Your credit score affects your ability to accomplish your goals. Together, we can work to improve it.

free financial education presentations

Help your community, school, or business build financial skills with one of our free personalized financial education presentations. Our staff is trained to bring you valuable information on budgeting, understanding credit, identity theft protection, credit vs. debit, and much more.

You pick the topic, then contact us at 800-724-9282 or email [email protected], and we’ll find a date and time that works best for you.

financial planning

For High School Students

The National Endowment for Financial Education (NEFE) offers a financial planning program for high school, which has been proven by independent studies to change students’ financial knowledge, actions, and self-confidence. Focusing on seven core competencies, the program can be implemented in many settings, from classroom to community center. It’s also free. Contact [email protected] for more information.

Learn more about NEFE

For Everyone

Looking for tools and resources to help you save, invest, and manage your money? The right financial education can empower you to meet personal goals.

Explore MyMoney

Visit the Life Events page at MyCreditUnion.gov, and you’ll find a variety of links to help you manage money, deal with debt, save for your future, and more.

Find tools for Life Events

recommended resources

  • Stop unwanted solicitors

    The Federal Trade Commission (FTC) can help eliminate unwanted offers that bombard you by mail, email and phone.

    To stop telephone solicitations, call 888-382-1222 or visit the National Do Not Call Registry.

  • Stop pre-approved credit card offers

    Call toll-free 888-5-OPT-OUT (888-567-8688) or visit Opt Out Prescreen online. The phone number and website are operated by the major consumer reporting companies.

  • Find better businesses and charities

    The Better Business Bureau can help you find and recommend businesses, brands and charities you can trust.

  • Protect yourself as a consumer

    Consumer Reports is an independent organization whose mission is to work for a fair, just and safe consumer environment. They’re here to empower you to protect yourself.

  • Access high-quality credit counseling

    The National Foundation for Credit Counseling sets the standard for quality credit counseling, debt reduction services, and education for financial wellness.

  • Get confidential debt counseling

    Consumer Credit Counseling Service of Rochester provides confidential debt counseling in the greater Rochester area and the Southern Tier of New York.

Home Budget Analysis

Schedule your financial fitness check-up

Set intentions. Make a plan. Accomplish goals. Fill out the form at the top of this page, or simply walk into your nearest branch to get started.

Schedule onlineFind a location

Disclosures

1 Free credit report does not include credit score.