Reliant Credit Union logo

Rates & Fees

Checking

Type of Account

Minimum Balance

Rate

APY*

Type of Account

Personal Free Checking

Minimum Balance

None

Rate

N/A

APY*

N/A

Type of Account

Debit Rewards Checking

Minimum Balance

None

Rate

N/A

APY*

N/A

Type of Account

Dividend Checking

Minimum Balance

Daily balance of $1,000 and greater

Rate

0.049%

APY*

0.050%

Type of Account

New Foundations Checking

Minimum Balance

None

Rate

N/A

APY*

N/A

Savings Dividends & IRA Accounts

Type of Account

Average Daily Balance

Rate

APY*

Type of Account

Savings Dividend

Average Daily Balance

$100 – $999.99

Rate

0.049%

APY*

0.050%

Type of Account

Savings Dividend

Average Daily Balance

$1,000 and greater

Rate

0.099%

APY*

0.100%

Type of Account

IRA Savings Account

Average Daily Balance

$100 – $9,999.99

Rate

0.099%

APY*

0.100%

Type of Account

IRA Savings Account

Average Daily Balance

$10,000 and greater

Rate

0.199%

APY*

0.200%

Daily Money Savings Account

Average Daily Balance

Rate

APY*

Average Daily Balance

$1,000 – $2,499.99

Rate

0.099%

APY*

0.100%

Average Daily Balance

$2,500 – $9,999.99

Rate

0.149%

APY*

0.150%

Average Daily Balance

$10,000 – $24,999.99

Rate

0.150%

APY*

0.150%

Average Daily Balance

$25,000 – $49,999.99

Rate

0.200%

APY*

0.200%

Average Daily Balance

$50,000 – $99,999.99

Rate

0.200%

APY*

0.200%

Average Daily Balance

$100,000 – $149,999.99

Rate

0.250%

APY*

0.250%

Average Daily Balance

$150,000 – $249,999.99

Rate

0.300%

APY*

0.300%

Average Daily Balance

$250,000 and greater

Rate

0.349%

APY*

0.350%

Health Savings Account

Average Daily Balance

Rate

APY*

Average Daily Balance

$100 – $999.99

Rate

0.049%

APY*

0.050%

Average Daily Balance

$1,000 and greater

Rate

0.099%

APY*

0.100%

Other Savings Accounts

Type of Account

Average Daily Balance

Rate

APY*

Deposit rates are accurate as of 11/1/2020 and subject to change.

**Penalty may apply for early withdrawal. Fees may reduce earnings.

Type of Account

Christmas Club**

Average Daily Balance

No minimum deposit required; dividends paid on average daily balance

Rate

0.119%

APY*

0.120%

Type of Account

Summer Savings Club**

Average Daily Balance

No minimum deposit required; dividends paid on average daily balance

Rate

0.119%

APY*

0.120%

Type of Account

Youth Savings

Average Daily Balance

For average daily balance of $25 and greater

Rate

0.099%

APY*

0.100%

Type of Account

Vacation Account

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Special Savings

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Insurance Account

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Escrow Account

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Loan Savings

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Pledged Savings

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Escrow Account

Average Daily Balance

For average daily balance of $100 and greater

Rate

0.049%

APY*

0.050%

Starter Certificates

Term

Rate

APY*

Term

1 year

Rate

0.200%

APY*

0.200%

Term

2 year

Rate

0.350%

APY*

0.350%

Term

3 Year

Rate

0.549%

APY*

0.550%

Investor and Individual Retirement Account Certificates

Term

Rate

APY*

Certificate rates are accurate as of 11/16/2020 and subject to change.

Penalty may apply for early withdrawal. For Investor and IRA certificates, the early withdrawal penalty depends on the term of the certificate. For terms of 12 months or less, the penalty is 90 days dividends; for terms greater than 12 months, the penalty is 180 days dividends. Fees may reduce earnings.

Jumbo rates are available for Investor and IRA Certificate accounts with aggregate certificate balances of $50,000 or greater. Visit your nearest branch  or call our Member Service Center at 800-724-9282 to learn more.

Minimum deposit for all Investor and IRA Certificates is $1,000.

Term

6 months

Rate

0.200%

APY*

0.200%

Term

12 months

Rate

0.300%

APY*

0.300%

Term

18 months

Rate

0.399%

APY*

0.400%

Term

24 months

Rate

0.499%

APY*

0.500%

Term

36 months

Rate

0.599%

APY*

0.600%

Term

48 months

Rate

0.648%

APY*

0.650%

Term

60 months

Rate

0.698%

APY*

0.700%

 

New and Used Vehicle — 2019 & Newer Model Years

Term

 

APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

***Minimum loan amount for terms of 73 to 84 months is $25,000.

Term

 

Up to 36 months

APR^ as low as

2.39%

Term

 

37 to 66 months

APR^ as low as

2.55%

Term

 

67 to 72 months**

APR^ as low as

2.95%

Term

 

73 to 84 months***

APR^ as low as

3.85%

Used Vehicle — 2018 Model Years

Term

APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

***Minimum loan amount for terms of 73 to 84 months is $25,000.

Term

Up to 60 months

APR^ as low as

2.75%

Term

61 to 66 months

APR^ as low as

2.85%

Term

67 to 72 months**

APR^ as low as

3.15%

Term

73 to 84 months***

APR^ as low as

4.55%

Used Vehicle — 2016-2017 Model Years

Term

APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

Term

Up to 48 months

APR^ as low as

2.85%

Term

49-60 months

APR^ as low as

3.05%

Term

61-66 months

APR^ as low as

3.15%

Term

67 to 72 months**

APR^ as low as

3.45%

Used Vehicle — 2014-2015 Model Years

Term

APR^ as low as

Term

Up to 48 months

APR^ as low as

3.35%

Term

49-60 months

APR^ as low as

3.55%

Term

61 to 66 months

APR^ as low as

3.95%

Used Vehicle — 2013 & Older Model Years

Term

APR^ as low as

Term

Up to 48 months

APR^ as low as

3.95%

Recreational Vehicle — Boats, Campers & RVs

Model Year

Term

APR^ as low as

Model Year

2017 and Newer

Term

Up to 36 months

APR^ as low as

5.75%

Model Year

2017 and Newer

Term

37 to 60 months

APR^ as low as

6.25%

Model Year

2017 and Newer

Term

61 to 120 months

APR^ as low as

6.80%

Model Year

2016 and Older

Term

Up to 60 months

APR^ as low as

6.75%

Model Year

2016 and Older

Term

61 to 84 months

APR^ as low as

6.95%

Recreational Vehicle — Motorcycles, Personal Watercraft, Golf Carts, Snowmobiles & ATV

Model Years

Term

APR^ as low as

Model Years

2017 and Newer

Term

Up to 60 months

APR^ as low as

6.25%

Model Years

2017 and Newer

Term

37 to 60 months

APR^ as low as

6.95%

Model Years

2016 and Older

Term

Up to 60 months

APR^ as low as

7.25%

Lawn & Garden Equipment, Tractor, and Utility Trailer Loans

Term

APR as low as

Vehicle/RV Rates:
Stated APRs are the lowest available for the model years and terms listed. Your loan rate will be determined by your credit score, model year of vehicle, term of loan, and repayment method. All loan rates quoted as annual percentage rates. GAP coverage is available for new or used vehicles including cars, vans, light trucks, new or used power sport vehicles. Ask for details.

Recreational vehicles may be subject to a $20 lien filing fee.

Vehicle/RV and Other Loan Rates:
Listed rates are for automatic payments from a Reliant account. Rates for direct bill are 1/2 percent higher than automatic payment rates.

Existing Reliant loans and mortgage-related products are not eligible for buyout loan rate.

Loan rates are current as of 11/1/2020 and are subject to change without notice. Membership eligibility required.

Term

Up to 60 months

APR as low as

6.25%

Mortgages

To find out our current mortgage rates, please call us at 800-724-9282.

Home Equity Lines of Credit and Home Equity Loans

Loan Type

Terms

Minimum Advance or Loan

Maximum Advance or Loan

Intro APR^

APR^ as Low As

Loan rates are current as of 10/1/2020 and are subject to change without notice.

Loan Type

Home Equity Line of Credit (Prime Plan)

Terms

10-year draw, 15-year repayment period

Minimum Advance or Loan

$15,000

Maximum Advance or Loan

$300,000

Intro APR^

Three-month introductory rate of 0.00%

APR^ as Low As

3.25%

Loan Type

Home Equity Line of Credit (Prime Plus Plan)

Terms

10-year draw, 15-year repayment period

Minimum Advance or Loan

$5,000

Maximum Advance or Loan

Less than $40,000

Intro APR^

Three-month introductory rate of 0.00%

APR^ as Low As

4.24%

Loan Type

Home Equity Installment Loan

Terms

Up to 60 months

Minimum Advance or Loan

$7,500

Maximum Advance or Loan

N/A

Intro APR^

N/A

APR^ as Low As

3.59%

Loan Type

Home Equity Installment Loan

Terms

61 to 120 months

Minimum Advance or Loan

$7,500

Maximum Advance or Loan

N/A

Intro APR^

N/A

APR^ as Low As

3.79%

Loan Type

Home Equity Installment Loan

Terms

121 to 180 months

Minimum Advance or Loan

$7,500

Maximum Advance or Loan

N/A

Intro APR^

N/A

APR^ as Low As

3.99%

Home Improvement Loans

Loan Type

Terms

Minimum Loan

Maximum Loan

APR^ as Low As

Loan Type

Home Improvement Loan

Terms

Up to 60 months

Minimum Loan

N/A

Maximum Loan

$25,000

APR^ as Low As

6.55%

Loan Type

Home Improvement Loan

Terms

61 to 120 months

Minimum Loan

N/A

Maximum Loan

$25,000

APR^ as Low As

7.55%

Manufactured Housing Loans

Loan Type

Terms

Features

Down payment

APR as Low AS

Listed rates are for automatic payments from a Reliant account. Rates for direct bill are 1/2 percent higher than automatic payment rates.

Existing Reliant loans and mortgage-related products are not eligible for buyout loan rate.

Loan rates are current as of 11/1/2020 and are subject to change without notice. Membership eligibility required.

Loan Type

Manufactured Housing - Double wide (New)

Terms

Up to 240 months

Features

Rented lot

Down payment

15%

APR as Low AS

8.00%

Loan Type

Manufactured Housing - Double wide (Used)

Terms

Up to 120 months

Features

Rented lot

Down payment

15%

APR as Low AS

9.00%

Loan Type

Manufactured Housing - Single (New)

Terms

Up to 240 months

Features

Rented lot

Down payment

15%

APR as Low AS

9.50%

Loan Type

Manufactured Housing - Single (Used)

Terms

Up to 120 months

Features

Rented lot

Down payment

15%

APR as Low AS

10.00%

Visa Credit Cards

Credit Card

Intro APR^

Regular APR^ as Low As

**0.99% APR applies to all purchase, balance transfers, and cash advance transactions completed on accounts opened for six months from the date the account is opened. After that date, all balances will be subject to the variable rate. The 0.99% APR does not apply to balance transfers of existing Reliant Visa credit card balances.
Your variable rate is determined by an Index and a percentage amount above the Index called the margin. Your margin is based on a six-month review of your credit history. The margin will be assigned every six months and will remain in effect until the next credit review. The Index is based on the highest Prime Rate published in The Wall Street Journal on the last business day of the month preceding the current calendar quarter.
The APR is accurate as of 11/1/2020.

All loan terms, conditions, and interest rates are subject to change. All Reliant loans are subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Credit Card

Visa Platinum Credit Card

Intro APR^

0.99% for 6 months**

Regular APR^ as Low As

7.50%

Business Visa Credit Cards

Credit Card

Intro APR^

Regular APR^ as Low As

**4.95% APR applies to all purchase, balance transfers, and cash advance transactions completed on accounts opened for six months from the date the account is opened.. After that date, all balances will be subject to the variable rate. The 4.95% APR does not apply to balance transfers of existing Reliant Visa credit card balances.
Your variable rate is determined by an Index and a percentage amount above the Index called the margin. Your margin is based on a six-month review of your credit history. The margin will be assigned every six months and will remain in effect until the next credit review. The Index is based on the highest Prime Rate published in The Wall Street Journal on the last business day of the month preceding the current calendar quarter.
The APR is accurate as of 11/1/2020.

All loan terms, conditions, and interest rates are subject to change. All Reliant loans are subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Credit Card

Visa Platinum Credit Card

Intro APR^

4.95% for 6 months**

Regular APR^ as Low As

10.00%

Personal Loans

Loan Type

Terms

APR^

Loan Type

Personal Loan (Unsecured)

Terms

Up to 36 months

APR^

6.99%

Loan Type

Personal Loan (Unsecured)

Terms

Up to 48 months

APR^

7.49%

Loan Type

Personal Loan (Unsecured)

Terms

Up to 60 months

APR^

7.99%

Loan Type

Share Secured

Terms

Up to 60 months

APR^

Pledged Share rate +2.00%

Loan Type

Certificate Secured

Terms

Up to 60 months

APR^

Pledged CD rate +2.00%

Loan Type

Holiday Loan Special

Terms

Up to 12 months

APR^

5.99%*

Other Loans

Loan Type

Terms

APR^

Listed rates are for automatic payments. Rates for direct bill are 1/2 percent higher than automatic payment rates.

Existing Reliant loans and mortgage-related products are not eligible for buyout loan rate.

Loan rates are current as of 11/1/2020 and are subject to change without notice. Membership eligibility required.

*Annual Percentage Rate (APR) includes a .50% discount for automatic payment. Member may borrow up to $5,000. 12-month term only. Offer is available November 1, 2020, through December 31, 2020. Monthly payment is $86.06 per $1,000 borrowed as of 11/1/20. 6.49% APR without automatic payment. Monthly payment without automatic payment is $86.29 per $1,000 borrowed. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Loan Type

One Payment Note

Terms

Up to 12 months

APR^

9.40%

Loan Type

Overdraft Line of Credit

Terms

Available with checking account

APR^

18.00%

Business Checking

Type of Account

Minimum Balance

Rate

APY*

Type of Account

BASIC Business Checking

Minimum Balance

For average daily balance of $2,500 and greater

Rate

0.049%

APY*

0.050%

Type of Account

VALUE Business Checking

Minimum Balance

No minimum balance; no maintenance fees

Rate

N/A

APY*

N/A

Type of Account

DIVIDEND Business Checking

Minimum Balance

For average daily balance of $10,000 and greater

Rate

0.049%

APY*

0.050%

Type of Account

Non-Profit (Association) Checking

Minimum Balance

For average daily balance of $2,500 and greater

Rate

0.049%

APY*

0.050%

Savings Dividends & IRA Accounts

Type of Account

Average Daily Balance

Rate

APY*

Type of Account

Savings Dividend

Average Daily Balance

$100 – $999.99

Rate

0.049%

APY*

0.050%

Type of Account

Savings Dividend

Average Daily Balance

$1,000 and greater

Rate

0.099%

APY*

0.100%

Type of Account

IRA Savings Account

Average Daily Balance

$100 – $9,999.99

Rate

0.099%

APY*

0.100%

Type of Account

IRA Savings Account

Average Daily Balance

$10,000 and greater

Rate

0.199%

APY*

0.200%

Business Visa Credit Cards

Credit Card

Intro APR^

Regular APR^ as Low As

**4.95% APR applies to all purchase, balance transfers, and cash advance transactions completed on accounts opened for six months from the date the account is opened.. After that date, all balances will be subject to the variable rate. The 4.95% APR does not apply to balance transfers of existing Reliant Visa credit card balances.
Your variable rate is determined by an Index and a percentage amount above the Index called the margin. Your margin is based on a six-month review of your credit history. The margin will be assigned every six months and will remain in effect until the next credit review. The Index is based on the highest Prime Rate published in The Wall Street Journal on the last business day of the month preceding the current calendar quarter.
The APR is accurate as of 11/1/2020.

All loan terms, conditions, and interest rates are subject to change. All Reliant loans are subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Credit Card

Visa Platinum Credit Card

Intro APR^

4.95% for 6 months**

Regular APR^ as Low As

10.00%

Business Auto Loans

New and Used Vehicle — 2019 & Newer Model Years

Term

 

APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

***Minimum loan amount for terms of 73 to 84 months is $25,000.

Term

 

Up to 36 months

APR^ as low as

2.39%

Term

 

37 to 66 months

APR^ as low as

2.55%

Term

 

67 to 72 months**

APR^ as low as

2.95%

Term

 

73 to 84 months***

APR^ as low as

3.85%

Used Vehicle — 2018 Model Years

Term

APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

***Minimum loan amount for terms of 73 to 84 months is $25,000.

Term

Up to 60 months

APR^ as low as

2.75%

Term

61 to 66 months

APR^ as low as

2.85%

Term

67 to 72 months**

APR^ as low as

3.15%

Term

73 to 84 months***

APR^ as low as

4.55%

Used Vehicle — 2016-2017 Model Years

Term

APR^ as low as

**Minimum loan amount for terms of 67 to 72 months is $15,000.

Term

Up to 48 months

APR^ as low as

2.85%

Term

49-60 months

APR^ as low as

3.05%

Term

61-66 months

APR^ as low as

3.15%

Term

67 to 72 months**

APR^ as low as

3.45%

Used Vehicle — 2014-2015 Model Years

Term

APR^ as low as

Term

Up to 48 months

APR^ as low as

3.35%

Term

49-60 months

APR^ as low as

3.55%

Term

61 to 66 months

APR^ as low as

3.95%

Used Vehicle — 2013 & Older Model Years

Term

APR^ as low as

Term

Up to 48 months

APR^ as low as

3.95%

Business Fees

BASIC Business Checking

VALUE Business Checking

DIVIDEND Business Checking

Nonprofit Organization Checking

Refer to share accounts fees for fees related to other miscellaneous services.

Deposit rates are accurate as of 11/1/2020 and subject to change.

Annual Percentage Rate (APR) applies with automatic payment option for model years 2019-2020 with 36 monthly payments of $28.81 per $1,000 borrowed as of 11/1/2020. 2.39% APR applies to any business vehicle classified as one (1) ton and under. Your vehicle loan rate will be determined by the credit score of the guarantor(s), model year of vehicle, term of loan, and payment method. Other great rates and terms available. Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Monthly Maintenance Fee

BASIC Business Checking

$7.50

VALUE Business Checking

None

DIVIDEND Business Checking

$10.00

Nonprofit Organization Checking

None

Average Monthly Balance to Avoid Monthly Maintenance Fee

BASIC Business Checking

N/A

VALUE Business Checking

None

DIVIDEND Business Checking

$5,000

Nonprofit Organization Checking

None

Per-Item Charges

BASIC Business Checking

VALUE Business Checking

DIVIDEND Business Checking

Nonprofit Organization Checking

# FREE Transactions Details

BASIC Business Checking

For checks written (see below)
No fee for items deposited (unlimited)

VALUE Business Checking

300 FREE monthly transactions including checks written and items deposited

DIVIDEND Business Checking

150 FREE monthly transactions including checks written and items deposited

Nonprofit Organization Checking

Unlimited FREE transactions including checks written and items deposited

Per Transaction Fee (After Exceeding Free Transaction Limit)

BASIC Business Checking

$0.15 for each check written (all checks written are charged)

VALUE Business Checking

$0.30

DIVIDEND Business Checking

$0.30

Nonprofit Organization Checking

None

Courtesy Pay/Insufficient Funds Item

BASIC Business Checking

$35

VALUE Business Checking

$35

DIVIDEND Business Checking

$35

Nonprofit Organization Checking

$35

Return of Deposited Item

BASIC Business Checking

$20

VALUE Business Checking

$20

DIVIDEND Business Checking

$20

Nonprofit Organization Checking

$20

Stop Payment

BASIC Business Checking

$35

VALUE Business Checking

$35

DIVIDEND Business Checking

$35

Nonprofit Organization Checking

$35

Protest

BASIC Business Checking

$20

VALUE Business Checking

$20

DIVIDEND Business Checking

$20

Nonprofit Organization Checking

$20

Item Presented for Collection

BASIC Business Checking

$15

VALUE Business Checking

$15

DIVIDEND Business Checking

$15

Nonprofit Organization Checking

$15

Currency Order (Per $1,000, Starting at $5,000)

BASIC Business Checking

$0.50

VALUE Business Checking

$0.50

DIVIDEND Business Checking

$0.50

Nonprofit Organization Checking

$0.50

Night Deposit Bag

BASIC Business Checking

$25

VALUE Business Checking

$25

DIVIDEND Business Checking

$25

Nonprofit Organization Checking

$25

Replacement Key

BASIC Business Checking

$10

VALUE Business Checking

$10

DIVIDEND Business Checking

$10

Nonprofit Organization Checking

$10

Fees

Fees

Amount of Fee

Fees

ATM Withdrawals and Inquiries

Amount of Fee

Fees

  • All Reliant owned machines

Amount of Fee

No charge

Fees

  • Non-Reliant machines

Amount of Fee

5 free/month, then $2.00 per transaction

Fees

Balance Checking Account

Amount of Fee

$12/hour

Fees

Bill Payer Check Copy

Amount of Fee

$20

Fees

Bill Payer Service

Amount of Fee

Free

Fees

Bill Payer Stop Payment

Amount of Fee

$25

Fees

Certified Mail Fee

Amount of Fee

$5

Fees

Check Payment by Phone

Amount of Fee

$5/transaction

Fees

Check Printing

Amount of Fee

Varies by style

Fees

Coin Counter

Amount of Fee

5% of amount

Fees

Copy of Check written on your account

Amount of Fee

Fees

  • (or official check)

Amount of Fee

Free

Fees

  • Online

Amount of Fee

Free

Fees

Copy of Member Receipt

Amount of Fee

$2

Fees

Copy of Member Statement

Amount of Fee

$5/statement

Fees

Courtesy Pay

Amount of Fee

$35

Fees

Deposited Item Returned

Amount of Fee

$20

Fees

Escheat Fee

Amount of Fee

$50

Fees

External Transfer Fee

Amount of Fee

Free

Fees

Fax Service Fee

Amount of Fee

$1/page

Fees

Foreign Checks Processed (Excludes Canadian Checks)

Amount of Fee

$30

Fees

Inactivity Fee

Amount of Fee

$10/month after 12 months of inactivity*

Fees

IRA Transfer/Rollover Fee

Amount of Fee

$30

Fees

IRA/HSA Termination Fee

Amount of Fee

$30

Fees

Insufficient/Uncollected Funds Items

Amount of Fee

$35

Fees

Legal Action Compliance (Levies, Orders, Subpoenas, etc.)

Amount of Fee

$100

Fees

Money Orders

Amount of Fee

$3 each

Fees

Mortgage Subordination Fee

Amount of Fee

$200

Fees

Night Deposit Bag

Amount of Fee

$25

Fees

  • Replacement Key

Amount of Fee

$10

Fees

Notary Service

Amount of Fee

Free

Fees

Official Checks

Amount of Fee

$5

Fees

  • Stop Payment / Replacement

Amount of Fee

$25

Fees

Overdraft Protection from Savings

Amount of Fee

$5/transfer

Fees

Popmoney Standard Delivery

Amount of Fee

Free

Fees

Protested Item

Amount of Fee

$20

Fees

Real Estate - Partial Release of Collateral

Amount of Fee

$200

Fees

Record Search or Special Services

Amount of Fee

$15/hr.;$15 minimum

Fees

Returned Mail Fee

Amount of Fee

$10

Fees

Returned Payment Loan/Checks by Phone

Amount of Fee

$20

Fees

Rush Fee for Card Replacement

Amount of Fee

$30

Fees

Stop Payment Order

Amount of Fee

$35

Fees

Temporary Checks

Amount of Fee

8 free at account opening then 25¢ each page

Fees

Vinyl Deposit Bag

Amount of Fee

Free

Fees

Wire Transfers:

Amount of Fee

Fees

  • Incoming Domestic

Amount of Fee

$15

Fees

  • Outgoing Domestic

Amount of Fee

$25

Non-Member Fees

Fees 

Amount of Fees

Fees are current and subject to change. Some fees are waived if you participate in a special Reliant program. Fees may reduce earnings.

*A $10 inactivity fee will be applied to accounts that do not have transactions for 12 months or more and have a balance of less than $500. Balances will be transferred to the savings dividend account and the fee will be taken from the savings dividend account.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Membership eligibility required.

Fees 

ATM Withdrawals

Amount of Fees

$3

Fees 

Check Cashing

Amount of Fees

$5 or 1% of check amount, whichever is greater

Fees 

Notary Service

Amount of Fees

$2

Disclosures

* APY = ANNUAL PERCENTAGE YIELD.

The rates may change after the account is opened.

^ APR = ANNUAL PERCENTAGE RATE.