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We're changing how you experience banking.

Become a member

You’re unique—We like you that way

Not everyone fits into the same mold, and we celebrate that. Together, we’re redefining what a financial partner can do.

  • Exceptional service

    Our members not only stick around, they encourage their family and friends to join, too. That’s because we put you first, always.

  • The support you need

    Moving your accounts to Reliant once you’ve joined shouldn’t feel daunting. We’ll work with you to make it easy.

  • Innovative solutions

    You and your aspirations come first around here. We know your needs are unique. We work hard to identify and meet them.

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Ellen Wayne

You don’t have to look any further than Reliant to have your financial needs met.

Ellen Wayne
Member since 2006

rewards for joining and for referring

Get rewarded for making the switch to Reliant, or for sharing the love with friends, family, coworkers…

Get $150 when you join!

Thinking of making the switch?  For a limited time, any new member who opens an account and signs up for online banking, e-statements, and direct deposit will get 150!1

Make the switch today!

Refer a friend, get $50

Calling all raving fans: share your love of Reliant, and we’ll give you $502 for each person you refer who joins!

you are eligible...

…if you live, work, worship, volunteer, or go to school in Monroe, Ontario, or Wayne County in New York.

Immediate family and household members of eligible individuals are also welcome to join. Immediate family includes spouse, parents, children, siblings, grandparents and grandchildren, including step and adoptive relationships. It does not include in-law relationships.

Businesses and other legal entities headquartered in these counties can also open accounts at Reliant.

Reliant exists to serve you. In fact, you’re the reason we’re here.

We’re different around here

Reliant Credit Union is member-owned and community-driven. That means you get better service, better rates, and a better banking experience.

  • $1,837

    Average amount saved per member household in 2019, thanks to competitive rates and low fees.

  • $1,118,742

    Amount we saved our members last year just by refinancing their auto loans.

  • 35%

    Percent of members that join because family and friends refer them.

  • Member-owned

    Every Reliant member is an owner of the credit union.  That means we don’t answer to shareholders; we answer to you!  We make decisions based on what’s best for our members.

  • Not-for-profit

    Credit unions are not-for-profit cooperative organizations, which means we’re not looking to profit off of our members, but help them live their best lives.  When our members succeed, we succeed!

  • Funds are insured

    Just as bank accounts are insured by the FDIC, accounts at federal credit unions are Federally Insured.

    Learn more

financial solutions that work for you

Forging one’s path in life is not easy. But you’re doing it, and we celebrate that. In fact, we’ve designed our membership benefits to empower you to reach even higher.

  • Free financial check-up

    Put our expertise to work for you. Contact us for your free, one-on-one financial fitness check-up.

    Contact us

  • Fee-free ATMs

    Use our location finder to locate your nearest participating ATM, and pay $0 in ATM fees.

    Find an ATM

  • 5,600 shared branches

    Can’t make it to a Reliant branch? You can get your banking done at any participating credit union.

    Find a branch

  • Free financial education

    We offer a robust online education hub where you can polish your financial skills and learn how to achieve more in life.

    Explore resources

  • Free AD&D coverage

    We offer AD&D Insurance to help you protect yourself and those you love.

    Get insurance

  • Low loan rates

    We offer consistently competitive, low loan rates to help our members save money.

    View rates

how to switch your accounts

Once you’ve opened your new account and become a member, it’s time to switch your other accounts over to Reliant. Our Switch Guide makes this easy.

Questions? Just say the word and we’re there.

Drop by your nearest branch, give us a call at 800-724-9282, or use our live chat, and our team will make the process easy.

  • One

    Open Account

    Open your new account online or visit any of our branches. You will need government issued ID, your physical/mailing address, and your social security number to get started.

  • Two

    Switch Automatic Transactions

    Switch all of your automatic transactions, as well as any direct deposit payments you receive, to your new account. Complete this direct deposit form and give it to your employer.

  • Three

    Close your old account(s)

    Verify that all scheduled payments, checks, and card transactions have cleared before you close any old accounts.

  • Four

    Enjoy your new account

    We’re thrilled to have you as a member!

become a member

Stop by
Find a branch
Join Reliant online
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Membership eligibility is required. Limit one incentive offer per member/account and cannot be combined with any other offer. Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). This credit union is federally insured by the National Credit Union Administration. Offers valid through October 31, 2020.

  1. For a qualified new member who 1) opens a checking account online or in-branch with a minimum deposit of $100 and maintains a $100 average daily balance for at least 90 days; AND 2) signs up for online banking, direct deposit and e-statements, $150 will be deposited into that account within 100 days of the account opening as long as direct deposit has been received and verified and $100 average daily balance has been maintained for at least 90 days. Offer is valid for new Reliant members only. Any member who has had an account with Reliant within the past 24 months will not qualify as a new member.  To open online, use promo code ACHIEVELIFE2020.  To open in a branch, mention this offer.
  2. $50 will be deposited into the referring member’s checking account or other qualifying deposit account within 60 days after the referred member joins Reliant Credit Union. To open in a branch, the referred member must mention this offer and provide referring member’s name. To open online, use promo code ACHIEVELIFE2020/REFERRING MEMBER’S NAME.