Mom pushing daughter on a swing in a sun-filled park

Youth Accounts

Let’s build a brighter future, together.

Open an account

save early, dream bigger, do more

Whether you’re opening an account for a child, or you’re a young adult taking control of your finances for the first time, you’re forging a path. Building a future. At Reliant, we offer the financial tools you need to go further and be more.

Ages 9-17

We think saving money should be fun. And with our savings rewards program for members ages 9-17, it can be.

Every time you deposit $10+ into your Youth Savings Account, we’ll stamp your punch card. When your card is filled, turn it in at any Reliant branch, and we’ll mail you a gift card at the start of the following month.

  • Here are the gift cards in queue for the next few months:
    • October 2021 | $5 Walmart Gift Card
    • November 2021 | $5 Barnes & Noble Gift Card
    • December 2021 | $5 Target Gift Card

Make sure to ask for a new savings punch card whenever you turn yours in. You can earn up to three rewards per year!

Ages 3-8

You’re unique, and we celebrate that. That’s why at Reliant, we send you a birthday card every year to wish you our very best.

Bring your birthday card into any Reliant branch, and we’ll give you a new book from author and financial expert Dave Ramsey, which will help you learn about sharing, responsibility, handling money, and more. Collect the entire series by the time you turn eight years old!

Newborn to Age 2

Open a Reliant Youth Savings Account for your little one, and you’ll be able to watch their savings grow, right along with their shoe size. It’s an early start to a very bright tomorrow.


A youth account allows the child whose name is on the account to have access to the funds in the account. Reliant also offers a custodial account, where the funds are for the child, but the child does not have access to the funds. Visit any Reliant branch or call us at 800-724-9282 for more details.

Reliant youth accounts are joint accounts that offer the opportunity for you to assist a child or teen with making deposits, viewing statements, accessing the account online, and more. Reliant also offers a special Dave Ramsey book program for children ages 3-8, and a savings/reward program for tweens and teens ages 9-17.

A youth member can qualify to get a checking account and/or a debit card at age 16.

open my account

Stop by
Find a branch
Open online
Get started
Call us