Auto Lease Buyout
When your lease is up, keep the car you love
let us help you keep your car
Your car or truck has taken you along life’s journey. If you’re not ready to let it go when the lease is up, consider an auto lease buyout. It can be a great way to stay in the car you love and get a great deal. We can help you make it happen.
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Low Rates
With our consistently low rates, buying out your lease could be more affordable than you think.
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Flexibility
We offer a variety of terms, up to 72 months on most leased vehicles.
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Free, As It Should Be
Our goal is always to save you money — that’s why we don’t charge you a fee when we buy out your lease.
Term |
APR^ as low as |
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**Minimum loan amount for terms of 67 to 72 months is $15,000. ***Minimum loan amount for terms of 73 to 84 months is $25,000. |
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Term Up to 60 months |
APR^ as low as 6.39% |
Term 61 to 72 months** |
APR^ as low as 6.79% |
Term 73 to 84 months*** |
APR^ as low as 7.74% |
Calculate What Your Payment Will Be
buy out your lease in three easy steps!
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Locate your vehicle’s lease agreement and identify the purchase option amount and terms that will be listed in the lease.
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Contact Reliant for an auto loan preapproval — apply online, at at any Reliant branch location, or by calling us at 800-724-9282.
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Contact your lease holder and let them know you intend to buy out your lease.
FAQs
Typically, payments will change. The amount of change is based on a number of factors, including the age of vehicle, and the term and interest rate of the new loan.
There are a number of valuation sources you may want to check to get the best idea of your vehicle’s current value. They include Edmunds, Kelley Blue Book, NADA and others.
That is generally not an issue when you buy out your lease.
You can apply online, in one of our ten branches, or with one of our knowledgeable staff members over the phone by calling 800-724-9282 during regular business hours.
We encourage convenient automatic payment from a Reliant account. You can also make payments through online banking from an account at another financial institution using that FI’s routing & account number.
You can make a payment via Online Banking:
- Log into your account via Online Banking
- Click “Move Money” at the top of the page
- Click “Loan Payment”
Mail in a payment by check to:
- Reliant Community Federal Credit Union
PO Box 40
Sodus, NY 14551