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Mortgage Refinance

Achieve lifelong savings when you refinance.

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dream bigger, live better

Our team will go the extra mile to answer your questions and see you through the entire mortgage refinance process, from approval through closing.

  • Low Rates and More

    At Reliant, competitive rates and low closing costs are just the beginning. You’ll love the difference of working with familiar faces that will help you every step of the way.

  • Rising Property Values

    Many of the areas we serve are seeing rising property values. That’s great news for you, because it increases the value of—and likely the equity in—your home!

  • Local Expertise & Service

    Reliant is here at every step to help you achieve your goals and save as much as possible. Our expertise is on your side, and our loans are locally serviced.

  • Big Savings So You Can Do More

    Our members save an average of over $34,000 over the life of their mortgages by refinancing with Reliant!1  What could you do with the money you’d save from refinancing?

FAQs

We typically save our members an average of $1,9001 when they refinance with Reliant.  Use our online calculators to figure out what your approximate savings might be when refinancing with Reliant. You will need to know your current balance, remaining term, and your interest rate. We welcome the opportunity to review the current auto loan you have elsewhere to see if we can save you money. Contact us at 800-724-9282, visit online chat during normal business hours, or visit any of our branch locations.

Here are a few things you’ll need to do to get started:

  • Gather your financial information (paystubs, W-2s, etc.).
  • Check your credit. Your mortgage interest rates improve with higher credit scores. Get a free report at annualcreditreport.com.
  • Find out how much you still owe on your current mortgage.
  • Get a realistic estimate of the market value of your home. Check out zillow.com, trulia.com , or ask a real estate agent to provide a market valuation of your home.

how to get started

If you’re looking to refinance your current mortgage, we’re standing by to help. Here are a few things you can do right now to get started.

  • One

    Gather financial information from the most recent year (paystubs, W-2s, etc.).

  • Two

    Check your credit. Your mortgage interest rates improve with higher credit scores. Get a free report at annualcreditreport.com.

  • Three

    Check with your current lender to find out how much you still owe on your mortgage.

  • Four

    Check out zillow.com, trulia.com, or ask a real estate agent to provide a market valuation of your home.

Meet our Team

Our team has the expertise to walk you through the homebuying process. Get to know your team—the people who will be helping you move forward, step by step.

  • Holli Dowling

    Holli Dowling

    Mortgage Originator, NMLS #883841

    Email: [email protected]
    Office: 10 Benton Place, Sodus, NY 14551
    Mail to: 10 Benton Place, PO Box 40, Sodus NY, 14551

    Office: 800-724-9282 x3422
    Fax: 888-620-9787
    Mobile: 585-315-8998

    “There is nothing more gratifying than guiding buyers smoothly through the mortgage process and seeing the joy on their faces on closing day!”

    Holli has had the privilege of assisting hundreds of families through the mortgage process, enabling them to realize their dreams of home ownership.  Her experiences as a mortgage processor, a mortgage underwriter and a manager over a processing and underwriting team have shaped her into a knowledgeable and experienced mortgage loan originator.

    Get started working with Holli

    Print or Share Holli’s Contact Info

  • Mark McWilliams

    Mark McWilliams

    Mortgage Originator, NMLS #628372

    Email: [email protected]
    Office: 1520 Victor Road, Macedon, NY 14502
    Mail to: 10 Benton Place, PO Box 40, Sodus NY, 14551

    Office: 800-724-9282 x3261
    Fax: 888-620-9787
    Mobile: 585-298-0442

    “I enjoy listening and getting to know my members and value their time and business. Earning their trust is very important to me and allows me to help members make the decision that is best for them.” 

    Mark has helped many families over the years understand the mortgage process and achieve home ownership. His experiences as a Branch Manager for several years and Mortgage Originator have helped him become a trusted and knowledgeable member of Reliant’s mortgage team.

    Get started working with Mark

    Print or Share Mark’s Contact Info

  • Dawn Sargent

    Dawn Sargent

    Mortgage Originator, NMLS #785556

    Email: [email protected]
    Office: 870 Holt Road, Webster, NY 14580
    Mail to: 10 Benton Place, PO Box 40, Sodus NY, 14551

    Office: 800-724-9282 x3420
    Fax: 585-872-9427
    Mobile: 585-747-3514

    “I look forward to working with our members one-on-one and preparing them to meet their home ownership goals!” 

    Dawn is ready to work with you to help you find the right mortgage solution for your situation—whether you are a first-time homebuyer just starting out, you’re looking for a forever home, or you’re looking to refinance the home you’ve been in for years!

    Get started working with Dawn

    Print or Share Dawn’s Contact Info

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