Let's Get Started

Review the information below to help you get ready to add a sub-account.

  • Online banking login area circled on homeapage

    it's easy to open a sub-account!

    • Log into online banking.
    • Select the Apply Now option in the turquoise menu bar.
    • Select Apply for Loan or Sub Account from the dropdown menu.
    • For your convenience, the application will open with pre-filled information from your account.
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    don't have online banking?

    • You have two options for adding a sub-account during regular business hours:
      • Call us at 800-724-9282.
      • Visit any of our branch locations.
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    what to expect

    • Your application will take a few minutes to complete.
    • If you’re adding a checking account, a member of the Reliant team will follow up with you within one business day to make sure we have everything we need to make your new sub-account fully functional.
    • If you’re adding any other type of sub-account, you will have access to your new sub-account through online banking within one business day.

learn more about sub-accounts

  • what is a sub-account?

    A sub-account is an account beyond your primary savings account that exists under the same account number.  Examples of sub-accounts are checking accounts, daily money accounts, certificates, Christmas Club, special savings, and more.

    Each type of sub-account has a different suffix to help you decipher between sub-accounts.

  • how do suffixes work?

    At Reliant, your suffix is listed after your account number when referring to a particular sub-account.  Some of Reliant’s suffixes include:

    • Checking accounts (-900)
    • Daily money accounts (-800)
    • HSA checking accounts (-190)
    • Christmas Club accounts (-600)

    In other words, if your account number were 7654321, and you were asked to provide the account number for your daily money sub-account, you would provide 7654321-800.

  • benefits of sub-accounts

    You can use sub-accounts to save for something specific by separating your finances into special savings accounts on the same account.

    Because your sub-accounts fall under the same account number, you can access all of them using a single online banking login!


1 To access your account using Mobile Banking, you must first enroll your account in Online Banking. Once enrolled, you will use the same Username and Password to access your account through both online and mobile banking.

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