Let's Get Started

Review the information below to help you get ready to apply for a home equity loan or line of credit.

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    helpful information

    • A home equity loan or home equity line of credit (HELOC) is secured by a mortgage on your home.
    • A HELOC has a fixed rate for an intro period, and afterward will have a variable rate.

    Learn more about home equity loans and HELOCs.

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    what you'll need to provide

    • Requested amount to borrow
    • Property information (Must be your primary residence or vacation residence. Must be located within New York State.)
    • Estimated current market value of home
    • Employment and income information
    • All borrowers/co-signers will need to provide their information.
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    what to expect

    • Your application will take a few minutes to complete.
    • A member of our team will review your application, and we will be in touch with you within two business days.
    • If your home equity loan or HELOC is approved, you will be required to open a Reliant membership savings account to be able to close on the loan or HELOC.