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Portfolio Mortgage — for borrowers looking for more flexibility in the lending process

Need greater flexibility in unique underwriting situations? Not a veteran? Don’t qualify for an FHA, VA, or Conventional Mortgage? You may want to consider a Portfolio Mortgage instead.

Simply put, this mortgage is a loan offered with the intention of holding it in its own portfolio, rather than allowing another entity to acquire it. Portfolio loans utilize Conventional guidelines, but offer more flexibility in the lending process. Choose from a Fixed or Adjustable rate, with or without Private Mortgage Insurance, and know that your mortgage will continue to be serviced by Reliant through the entire life of your loan.

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