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HomeReady™ by Fannie Mae — for credit-worthy, low- to moderate-income borrowers

If you’re a credit-worthy, low- to moderate-income borrower — especially if you’re shopping for a home in one of our designated communities — this Fannie Mae program may be a fit.

With low, fixed rates and loan terms up to 30 years, HomeReady (offered through Reliant) can be combined with community grants through many municipalities to make buying your first home an achievable goal.

  • Low down payment. Finance up to 97% of your purchase price with many borrower flexibilities.
  • Flexible funding sources. With no minimum contribution from the homebuyer, this program has the flexibility to help you afford your first home.
  • Home-ownership education. Ready for the responsibilities of home-ownership? We can help with that. Get an easy-to-use, free online course provided by Fannie Mae called HomeViewTM to help get you ready to own your home.

Learn more about the HomeReady program