Personal/Consumer Loans

When it comes to meeting your everyday lending needs, Reliant has a variety of personal loan options – from buyout loans and home improvement loans to an overdraft line of credit.


Buyout Loans*

Save money on interest by using a Reliant buyout loan to pay off the higher rate loans and credit card balances you have at other financial institutions. We offer a variety of terms so you can consolidate your payments into one manageable monthly amount. 


Home Improvement*

Whatever your household project, a Reliant home improvement loan can help you afford it. Find a payment plan that fits your budget. If you have equity in your home, you may also want to consider a home equity loan.


Lawn & Garden Equipment, Tractor and Utility Trailer Loans*

Great rates and flexible terms are available to meet your needs for all seasons.


One Payment Note

Pay the interest monthly, but save the principal payment for later! This convenient solution is available when you are expecting funds to come in at a later time, but need the money up front. 


Overdraft Line of Credit

An Overdraft Line of Credit (ODLOC) provides protection from "bounced" checks, and the fees that go along with them. Should you accidentally overdraw your checking account, Reliant will automatically advance the necessary funds from your credit line (up to your available limit). There is no fee to have an Overdraft Line of Credit, so you'll never pay a penny for it if you never have to use it. 


Personal Unsecured*

A personal unsecured loan can help you finance expenses that don't meet one of our other types of loan classifications. A variety of terms are available. 


Share Secured*

Let the savings you have established serve as collateral to meet your loan needs. You will enjoy a great rate, and flexible terms.


Certificate Secured*

Use a Reliant certificate balance to secure your next loan. The money you are saving in a certificate will help you save even more on a lower loan rate!


Manufactured Housing*

Reliant offers loans for mobile homes, with terms available for new and used. 

Loan Payments by Phone. For information on how to pay your Reliant loan by phone, from a checking account at another financial institution, visit our Contact Us page.

*Payment Protection is available for your loan to help protect you and your family from financial hardship due to death or disability.

Find out how much we can save you with Reliant's low loan rates

Tools to help you get started!

  • Apply online (top of page), in person, or at 800-724-9282.
  • Our online calculators will help you find out how much you can afford, what your payments will be, and much more.
  • Preview our payment examples to help you determine your monthly payment.

Tip: Once your loan is approved, access your loan account online and through mobile banking to view activity, check balances and make payments.