Overdraft Options

Reliant Offers a Variety of Overdraft Options 

Standard Courtesy Pay is a service that Reliant provides by paying a transaction(s) when there aren't sufficient funds in your account to cover the transaction(s). It is available to members 18 and older who are in good standing. A fee is charged for each transaction that Reliant covers.

Expanded Courtesy Pay covers the same transactions that Standard Courtesy Pay covers, plus it covers everyday debit card transactions from your checking account. You must opt-in for Expanded Courtesy Pay. There is no fee to have this service unless you have to use it.

An Overdraft Line of Credit (ODLOC) provides protection from “bounced” checks, and the fees that go along with it. Should you accidentally overdraw your checking account, Reliant will automatically advance the necessary funds from your credit line (up to your available limit). There is no fee to have an Overdraft Line of Credit, so you’ll never pay a penny for it if you never have to use it. Apply today using the “Apply for a Loan” link on this page.

Overdraft from Savings gives you the option to take funds from your regular share savings (-0) account to cover overdrafts in your checking account, subject to your available balance, at a cost of $5 per transaction.* This option is available in addition to the overdraft line of credit.

*Click here to learn more about Overdraft from Savings.


Avoid Embarrassment at the Checkout! 
Opt-in for Expanded Courtesy Pay