Mortgage Refinance

Start the Refi Process  Find a Reliant Branch

If you're looking to refinance your current mortgage, we're here to help!  Here are a few things you'll need to do to get started:

  • Gather your financial information (paystubs, W-2s, etc.).
  • Check your credit. Your mortgage interest rates improve with higher credit scores. Get a free report at
  • Find out how much you still owe on your current mortgage.
  • Get a realistic estimate of the market value of your home. Check out,, or ask a real estate agent to provide a market valuation of your home.

What comes next?

Simply visit your local Reliant branch or call our Member Service Center at 800-724-9282.

One of our Member Service Representatives will ask you for some information, which will be relayed to one of our Mortgage Loan experts. The Mortgage Loan expert will then reach out to you to learn about your goals and how Reliant can help you reach them. If you want to own your home mortgage-free in 15 years, we can show you the possibilities. If you want to reduce your mortgage payment to help in affordability, let us do the math.

Want to start the process right now?

Reliant's professionally trained mortgage staff has the expertise and confidence needed to answer your questions and help you through the whole process, from pre-approval through closing.  

Find a Reliant Mortgage Originator. | Start the refi process today!

Why is NOW a good time to refinance?

Every member is different, but there are a few constants:

  • Interest rates remain low! 
  • Many of our local areas are experiencing rising property values.
  • Lowering your rate could mean a lower mortgage payment and/or paying off your mortgage sooner! 
  • Reliant has expanded its program offerings—we now have more options than ever to meet our members' needs!
  • We want all of our members to realize savings in monthly payments or interest paid over the terms of their mortgages.