Mortgage Refinance

What is the first step to see if refinancing is right for me?

Your first step is an easy one, and it is the same for everyone: simply visit your local Reliant branch or call our Member Service Center at 800-724-9282.

What happens next?

One of our Member Service Representatives will ask you for some information, which will be relayed to one of our Mortgage Loan experts. The Mortgage Loan expert will then reach out to you to learn about your goals and how Reliant can help you reach them. If you want to own your home mortgage-free in 15 years, we can show you the possibilities. If you want to reduce your mortgage payment to help in affordability, let us do the math.

Reasons to Refinance

Curious about why refinancing might be the right plan? Check out our list of reasons why people come to us to refinance to see what might make sense for you. Just click the “Learn More” buttons for more details or ideas!

Scroll to the left to view the rest of the table.
Reason to Refi Description More Info
Wedding Bells

When "what's yours is mine & what's mine is yours" becomes reality, it could help you lower your interest rate!

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Friends for Long

You bought a home with a friend, but would now like to remove him/her from the obligation or ownership of the home.

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Family Matters

When a relationship changes and you'd like to remove an absent, former spouse pursuant to divorce or separation agreement.

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Did you require a co-signor years ago who now wants to be removed?

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Fix, Repair, and Improve

Do you have some deferred maintenance that you need some cash to fix?

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Combine your first & second mortgages or your home equity loans into one affordable mortgage.

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Investor Cash Out

Use funds from a refinance to purchase an investment property.

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Use funds to consolidate consumer debt.

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Education Expenses

Get funds to provide for education for yourself or a dependent, or to pay off student debt.

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Time for a New Toy?

Get funds to buy that RV, boat, or snowmobile you've been eyeing.

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Vacation Home!

Use funds to provide for a vacation property, a home for a dependent, or a retirement dwelling.

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Time to Change Lenders?

Refinance as a means to change mortgage servicing companies, often choosing a local lender—like Reliant!

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Change from private financing, an ARM, balloon, or interest-only to a fixed-rate mortgage.

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Mortgage Insurance

Are you ready to remove monthly PMI or MIP?

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Why is NOW a good time to refinance?

Every member is different, but there are a few constants:

  • Interest rates remain low! 
  • Reliant has expanded its program offerings—we now have more options than ever to meet our members' needs!
  • We want all of our members to realize savings in monthly payments or interest paid over the terms of their mortgages. 

Find a Reliant Mortgage Originator

Reliant's professionally trained mortgage staff has the expertise and confidence needed to answer your questions and help you with mortgage-related issues.

Select an Originator Now

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