Loan Rates

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View printable Loan Rates.

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Loan Type Model Years Terms & Annual Percentage Rate (APR) 
New & Used Vehicle^ 2015-2017 Model Years Up to 36 months as low as 0.99%


37 to 48 months as low as 1.99%


49 to 60 months as low as 1.99%


61 to 66 months as low as 2.39%


67 to 72 months as low as 2.49%**
Used Vehicle^ 2014 Model Years Up to 36 months as low as 1.99%


37 to 48 months as low as 2.19%


49 to 60 months as low as 2.19%


61 to 66 months as low as 2.49%


67 to 72 months as low as 2.59%**
Used Vehicle^
2012-2013 Model Years
Up to 36 months as low as 2.39%


37 to 48 months as low as 2.39%


49 to 60 months as low as 2.59%


61 to 66 months as low as 2.69%


67 to 72 months as low as 2.79%** 
Used Vehicle^
2010-2011 Model Years
Up to 36 months as low as 2.69%


37 to 48 months as low as 2.79%


49 to 60 months as low as 2.89%


61 to 66 months as low as 3.19%
Used Vehicle^
2009 & Older Model Years
Up to 24 months as low as 3.79%


25 to 36 months as low as 3.99%


37 to 48 months as low as 4.19%
Boats, Campers & RV^
2015 & Newer Model Years
Up to 36 months — 5.75%


37 to 60 months — 6.25%

61 to 120 months — 6.80%
Boats, Campers & RV^
2014 & Older Model Years
Up to 60 months — 6.75%


61 to 84 months — 6.95%
Motorcycle, Snowmobile & ATV^
2015 & Newer Model Years
Up to 36 months — 6.25%


37 to 60 months — 6.95%
Motorcycle, Snowmobile & ATV^
2014 & Older Model Years
Up to 60 months — 7.25%







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Loan Type Description/Features Terms & Annual Percentage Rate (APR) 
Buyout Loan^ Installment loans (except vehicles) and credit card
balances at other financial institutions
Up to 36 months — 8.99%


37 to 48 months — 9.99%


49 to 60 months — 10.99%
Visa Platinum Credit Card

See card details

Six month introductory rate of .99%
Regular rate as low as 7.75%
Overdraft Line of Credit Available with checking account 18.00%
Home Equity Line of Credit

See program details

Three month introductory rate of 0.00%
Prime Option — 3.50%
Prime Plus Option — 4.49%
Home Equity Installment Loan^ Minimum $7,500 Up to 60 months — 3.69%
61 to 120 months — 4.19%
121 to 180 months — 4.69%
Home Improvement Loan^ Maximum $25,000 Up to 60 months — 6.55%
61 to 120 months — 7.55%
Manufactured Housing -Double-wide^ Rented lot; 15% down
New: Up to 240 months — 8.00%


Used: Up to 120 months — 9.00%
Manufactured Housing -Single^ Rented lot; 15% down New: Up to 240 months — 9.50%


Used: Up to 120 months — 10.00%
Personal Loan^ Unsecured Up to 60 months — 10.75%
Lawn & Garden Equipment,
Tractor, and Utility Trailer Loans^

Up to 60 months — 8.25%
Share Secured
Up to 60 months — +3.00%
Certificate Secured
Up to 60 months — +3.00%
One Payment Note Interest paid monthly Up to 12 months — 9.40%
Debt Consolidation^
Up to 36 months — 11.49%


37 to 48 months — 12.49%


49 to 60 months — 13.49%
Mortgage Rates

Visit Reliant's Mortgage Center for current rates 
NMLS ID: #541771



Vehicle/ RV Rates:
Stated APRs are the lowest available for the model years and terms listed. Your loan rate will be determined by your credit score, model year of vehicle, term of loan, and repayment method. All loan rates quoted as annual percentage rates. GAP coverage is available for new or used vehicles including cars, vans, light trucks, new or used power sport vehicles. Ask for details.

** Minimum loan amount for terms of 67 to 72 months is $15,000.

Recreational vehicles may be subject to a $20 lien filing fee. 

Vehicle/RV and Other Loan Rates:
^ Listed rates are for automatic payments. Rates for direct bill are 1/2 percent higher than automatic payment rates. 

Existing Reliant loans and mortgage-related products are not eligible for buyout loan rate.

Loan rates are current as of 1/1/17 and are subject to change without notice. Membership eligibility required.