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View printable Loan Rates Loan Rates.
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| Loan Type | Model Years | Terms & Annual Percentage Rate (APR) |
|---|---|---|
| New & Used Vehicle^ | 2017-2019 Model Years | Up to 36 months as low as 1.99% |
| 37 to 48 months as low as 2.55% | ||
| 49 to 60 months as low as 2.65% | ||
| 61 to 66 months as low as 2.85% | ||
| 67 to 72 months as low as 2.95%** | ||
| 73 to 84 months as low as 4.15%*** | ||
| Used Vehicle^ | 2016 Model Years | Up to 36 months as low as 2.75% |
| 37 to 48 months as low as 2.95% |
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| 49 to 60 months as low as 3.05% | ||
| 61 to 66 months as low as 3.15% | ||
| 67 to 72 months as low as 3.25%** |
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| Used Vehicle^ |
2014-2015 Model Years |
Up to 36 months as low as 3.05% |
| 37 to 48 months as low as 3.25% | ||
| 49 to 60 months as low as 3.35% |
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| 61 to 66 months as low as 3.45% |
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| 67 to 72 months as low as 3.55%** |
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| Used Vehicle^ |
2012-2013 Model Years |
Up to 36 months as low as 3.75% |
| 37 to 48 months as low as 3.85% |
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| 49 to 60 months as low as 3.95% |
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| 61 to 66 months as low as 4.15% |
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| Used Vehicle^ |
2011 & Older Model Years |
Up to 24 months as low as 4.25% |
| 25 to 36 months as low as 4.55% |
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| 37 to 48 months as low as 4.75% |
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| Boats, Campers & RV^ |
2016 & Newer Model Years |
Up to 36 months — 5.75% |
| 37 to 60 months — 6.25% |
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| 61 to 120 months — 6.80% |
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| Boats, Campers & RV^ |
2015 & Older Model Years |
Up to 60 months — 6.75% |
| 61 to 84 months — 6.95% |
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| Motorcycle, Snowmobile & ATV^ |
2016 & Newer Model Years |
Up to 36 months — 6.25% |
| 37 to 60 months — 6.95% |
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| Motorcycle, Snowmobile & ATV^ |
2015 & Older Model Years |
Up to 60 months — 7.25% |
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| Loan Type | Description/Features | Terms & Annual Percentage Rate (APR) |
|---|---|---|
| Buyout Loan^ | Installment loans (except vehicles) and credit card balances at other financial institutions |
Up to 36 months — 8.99% |
| 37 to 48 months — 9.24% | ||
| 49 to 60 months — 9.99% | ||
| Visa Platinum Credit Card |
See card details |
Six month introductory rate of .99% Regular rate as low as 9.25% |
| Overdraft Line of Credit | Available with checking account | 18.00% |
| Home Equity Line of Credit |
See program details |
Three month introductory rate of 0.00% Prime Option — 4.75% Prime Plus Option — 5.74% |
| Home Equity Installment Loan^ | Minimum $7,500 | Up to 60 months — 3.99% 61 to 120 months — 4.49% 121 to 180 months — 4.89% |
| Home Improvement Loan^ | Maximum $25,000 | Up to 60 months — 6.55% 61 to 120 months — 7.55% |
| Manufactured Housing -Double-wide^ | Rented lot; 15% down |
New: Up to 240 months — 8.00% |
| Used: Up to 120 months — 9.00% |
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| Manufactured Housing -Single^ | Rented lot; 15% down | New: Up to 240 months — 9.50% |
| Used: Up to 120 months — 10.00% | ||
| Personal Loan^ | Unsecured | Up to 36 months — 7.49% 37 to 60 months — 8.49% |
| Lawn & Garden Equipment, Tractor, and Utility Trailer Loans^ |
Up to 60 months — 8.25% | |
| Share Secured | Up to 60 months — +2.00% | |
| Certificate Secured | Up to 60 months — +2.00% | |
| One Payment Note | Interest paid monthly | Up to 12 months — 9.40% |
| Debt Consolidation^ | Up to 36 months — 11.49% | |
| 37 to 48 months — 12.49% | ||
| 49 to 60 months — 13.49% | ||
| Mortgage Rates |
Visit Reliant's Mortgage Center for current rates |
Vehicle/RV Rates:
Stated APRs are the lowest available for the model years and terms listed. Your loan rate will be determined by your credit score, model year of vehicle, term of loan, and repayment method. All loan rates quoted as annual percentage rates. GAP coverage is available for new or used vehicles including cars, vans, light trucks, new or used power sport vehicles. Ask for details.
**Minimum loan amount for terms of 67 to 72 months is $15,000.
***Minimum loan amount for terms of 73 to 84 months is $25,000.
Recreational vehicles may be subject to a $20 lien filing fee.
Vehicle/RV and Other Loan Rates:
^ Listed rates are for automatic payments. Rates for direct bill are 1/2 percent higher than automatic payment rates.
Existing Reliant loans and mortgage-related products are not eligible for buyout loan rate.
Loan rates are current as of 8/1/18 and are subject to change without notice. Membership eligibility required.