Why Choose Reliant for Checking?

A checking account is a great option for everyone—it gives you ‘round-the-clock access to your money, allows you to easily pay bills, and lets you shop without using cash.

But why is a Reliant checking account the right option for you? Reliant’s checking accounts are designed with our members’ best interests in mind. You can take advantage of friendly, local service when you need it, and free secure online and mobile options when you’d rather perform transactions from the comfort of your home—or wherever you are!

Scroll to the left to view the rest of the table.
Features Personal Free Checking Mobile 
Dividend Checking
Details Details Details
Checks/Check Writing

Visa Debit Card Free Free, Required Free
Overdraft Protection from Savings $5 per transfer
Other options
$5 per transfer
Other options
$5 per transfer
Other options
Interest Earned None None 
0.05% APY for average daily balances (ADB) of $1,000 and greater
Debit Card Cash Back None $0.10 per point-of-sale (POS) transaction after 30 transactions/month. 

(For more info click "Details" above)


Purchase Rewards Available through Online Banking




Monthly Maintenance  $0 $10 $5
Monthly Maintenance Fee Exemption N/AFee waived with at least 20 POS debit card transactions/month Fee waived with an ADB of $1000 or more
Insufficient Funds Fee See Fee Disclosure See Fee Disclosure See Fee Disclosure

Courtesy Pay Fee

See Fee Disclosure See Fee Disclosure See Fee Disclosure

Reliant ATMs

Non-Reliant ATMs

5 free, then $2 per transaction Unlimited, no fee 5 free, then $2 per transaction

Checks Standard Fee Standard Fee
Standard Fee
Mobile App with Mobile Check Deposit

Online Banking, Bill Pay, E-statements, Direct Deposit


Make the switch today!

Reliant’s Switch Kit makes it easy!

Download our App