Auto Refinance

Apply Today to Refi Your Auto Loan 

Find a Reliant Branch 

Calculate Your Savings  


How much does it cost to refinance and what's involved?

We typically save our members an average of $1,900* when they refinance with Reliant—but in terms of the cost to our members? Simply put, there are no fees for refinancing your auto!

Every day we meet with members—just like you—and help them save money by refinancing their auto loans with us. To refinance is simply to pay off your existing loan and replace it with a Reliant loan that has a lower rate, a shorter term, or perhaps both! We look at your current remaining balance, model year, loan term—and calculate what your loan would look like with Reliant's low loan rates and terms. What this means to you is that you may save money and you might have a lower monthly payment! We do all the behind-the-scenes work—typically with same-day turnaround—and then you walk away with more money in your pocket each month.

Tip: Use our online calculators to figure out what your approximate savings might be when refinancing with Reliant! You’ll need to know your current balance, remaining term, and your interest rate.

We welcome the opportunity to review the current auto loan you have elsewhere to see if we can save you money. Contact us at 800-724-9282, visit online chat during normal business hours, or stop in at any of our branch locations.

*Your savings may vary.

**Annual Percentage Rate (APR) includes a .50% discount for automatic payment for model years 2019-2020. 2.39% APR is for terms up to 36 months. Monthly payment is $28.81 per $1,000 borrowed as of 8/1/2020. 2.89% APR without automatic payment. Monthly payment without automatic payment is $29.03 per $1,000 borrowed. Your vehicle loan rate will be determined by your credit score, model year of vehicle, term of loan, and payment method. Other great rates and terms available. 100% financing of MSRP/NADA retail loan value plus the cost of sales tax and service contract available. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Refinance and save with our low auto loan rates, starting as low as 2.39% APR**!

Apply Today to Refi Your Auto Loan

Find a Reliant Branch


Can't make it to a branch?
Apply online for a loan today. Once you're approved, you can use DocuSign to sign your loan closing documents electronically, no matter where you are!

 Get the numbers.

Our popular 4-Variable Calculator is a great tool to help you solve missing values from a loan you have elsewhere. (Find the loan amount, rate, payment amount, or term with this versatile calculator!)