Auto Refinance

It's the season of giving! We'll give you one less payment over the holidays when you bring your auto loan to Reliant!

When you bring your auto loan to Reliant this holiday season, your NEW auto loan payment can be due starting January 2019—essentially meaning you get the holidays off from paying your auto loan payment!

At Reliant, we specialize in helping members save money by refinancing—or buying out, as it’s sometimes referred to—the current auto loans that they have elsewhere with low-rate Reliant auto loans. 

And we know that we can maximize your savings, because our auto loan rates are truly some of the lowest around! On average, we save our members $1,700* when we refinance their existing auto loans from other financial institutions with low-rate Reliant auto loans. 

How much does it cost to refinance and what's involved?

As we mentioned, we typically save our members an average of $1,700 when they refinance with Reliant—but in terms of the cost to our members? Simply put, there are no fees for refinancing your auto!

Every day we meet with members—just like you—and help them save money by refinancing their auto loans with us. To refinance is simply to pay off your existing loan and replace it with a Reliant loan that has a lower rate, a shorter term, or perhaps both! We look at your current remaining balance, model year, loan term—and calculate what your loan would look like with Reliant's low loan rates and terms. What this means to you is that you may save money and you might have a lower monthly payment! We do all the behind-the-scenes work—typically with same-day turnaround—and then you walk away with more money in your pocket each month.

Tip: Use our online calculators to figure out what your approximate savings might be when refinancing with Reliant! You’ll need to know your current balance, remaining term, and your interest rate.

We welcome the opportunity to review the current auto loan you have elsewhere to see if we can save you money. Contact us at 800-724-9282, visit online chat during normal business hours, or stop in at any of our branch locations.

*Your savings may vary.

**Annual Percentage Rate (APR) applies to automatic payment for model years 2017-2019 with 36 monthly payments of $28.64 per $1,000 borrowed as of 11/1/18. Your vehicle loan rate will be determined by your credit score, model year of vehicle, term of loan, and payment method. Other great rates and terms available. Refinanced vehicle loans are available up to the remaining term of your existing loan with another financial institution; they are not available on existing Reliant auto loans. 100% financing of MSRP/NADA retail loan value plus the cost of sales tax and service contract available. All loans subject to approval and must meet credit-granting terms and conditions.

Refinance and save with our low auto loan rates, starting as low as 1.99% APR**!

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Our popular 4-Variable Calculator is a great tool to help you solve missing values from a loan you have elsewhere. (Find the loan amount, rate, payment amount, or term with this versatile calculator!)