State of New York Mortgage Agency (SONYMA) offers low-interest mortgage loans and programs to help qualified buyers purchase their first homes. If you haven’t owned a home within the past three years, or if you’re a US veteran, this may be an option for you.

• Owner-occupied purchases only
• Minimum 3% down payment
• Purchase price and income limits apply
• Down payment assistance may be available

Read more about SONYMA Mortgages