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SONYMA — for US veterans or borrowers who haven’t owned a home within the past three years

State of New York Mortgage Agency (SONYMA) offers low-interest mortgage loans and programs to help qualified buyers purchase their first homes. If you haven’t owned a home within the past three years, or if you’re a US veteran, this may be an option for you.

  • Owner-occupied purchases only
  • Minimum 3% down payment
  • Purchase price and income limits apply
  • Down payment assistance may be available

Read more about SONYMA Mortgages

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