Business Loans

  Meet with a Lender

Reliant offers a full array of loan products that offer value and help you achieve your financial business goals. We strongly believe in supporting our local businesses and helping them succeed!

The CARES Act and the Paycheck Protection Program

Reliant is no longer accepting new applications for the SBA/US Treasury Payroll Protection Loans. 

If you previously received a PPP loan through Reliant, please refer now to the instructions and applications for the PPP loan forgiveness process. 

Below you will find links to these instructions and applications.  Included  is a new, shorter application, which will be applicable to most borrowers—but not all (please see instructions to determine eligibility for use).

Please carefully read the instructions provided in the links below to determine which application is usable for you and how to fill each one out. 

New EZ PPP Loan Forgiveness Application Instructions

New EZ PPP Loan Forgiveness Application

Longer PPP Loan Forgiveness Application Instructions

Longer PPP Loan Forgiveness Application

If you have any questions or would like assistance, please call us at 800-724-9282 or email us at businesslending@reliantcu.com, and a member of our team will be happy to assist you.

 

Business Vehicle Loans

  • Rates as low as 2.39% APR* — We don't increase your vehicle loan rate just because you're a business! Click here to view our vehicle loan rates.
  • Buyout of existing vehicle loans
  • Purchase of new or used vehicles
  • Fleet financing

Contact a member of our business lending team for additional rate and term details. 

Apply for a Business Vehicle Loan


Commercial Real Estate Business 

  • Flexible rates and terms
  • No pre-payment penalties
  • Up to 80% financing
  • Available for owner-occupied and investor properties


Term Loans

  • Equipment purchases — Take advantage of our Equipment Loan Rate special of 5.75% APR!**  Click here to learn more.
  • Business expansion
  • Buyout of existing business loans

Apply for a term loan today!


Business Overdraft Lines of Credit

  • Lines up to $10,000

 

Small Business Administration (SBA) Loans

  • Reliant is an approved SBA Lender.
  • Financing is available for new and existing businesses that may not qualify under conventional bank terms.
  • Additional information is available here.
 
*Annual Percentage Rate (APR) applies with automatic payment option for model years 2019-2020 with 36 monthly payments of $28.81 per $1,000 borrowed as of 8/1/2020. 2.39% APR applies to any business vehicle classified as one (1) ton and under. Your vehicle loan rate will be determined by the credit score of the guarantor(s), model year of vehicle, term of loan, and payment method. Other great rates and terms available. Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Equipment Loan Rate Special

Purchase equipment and save money with a business equipment loan at a special rate of

5.75% APR.**

 

Apply for an Equipment Loan

 

**Annual Percentage Rate (APR) shown as of 8/1/2020 and is subject to change without notice. A 60-month term loan of $10,000, at a rate of 5.75% APR has a payment of $192.17. Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Get the numbers.

Use our Calculators to see how much we can save you with a business loan.

 

Business Vehicle/Fleet Loans

Contact a member of our business lending team for available rates and terms. We may be able to buy out your current vehicle loan(s) and save you money!

Membership Eligibility

Individuals who live, work, worship, attend school, or volunteer in Monroe, Ontario and Wayne County are eligible for membership with Reliant Community Credit Union. Businesses and other legal entities headquartered in these counties can also open accounts with Reliant.