Business Loans

  Meet with a Lender

Reliant offers a full array of loan products that offer value and help you achieve your financial business goals. We strongly believe in supporting our local businesses and helping them succeed!

The CARES Act and the Paycheck Protection Program

The Small Business Administration (SBA) and U.S. Department of the Treasury are set to reopen the Paycheck Protection Program.  Based on demand and our experience from the first round of funding in this program, it is expected that this session of funding will go very quickly.  We are committed to servicing as many of our members as possible, but understand that the timeframe for processing applications may be limited.

At this time, we are accepting applications from members with existing Reliant business accounts.  To be eligible, you must have a business loan and/or business deposit relationship with Reliant, established as of February 15, 2020.  A business member's pre-existing relationship with us may include a business auto/equipment loan; commercial, business, or corporate credit card;  business mortgage; business overdraft line of credit; other business loan; business savings account (including DMA); and/or business checking account (including Basic, Value,  Dividend, Nonprofit, and/or sole proprietor or DBA checking accounts).

After you have determined that you qualify as an applicant for the Payroll Protection Program through Reliant and you have gathered the necessary documents to submit along with your application, you may apply, per the instructions below.

To begin the application process:

  1. Click the "Begin the Application Process" button below to email our business lending team to request an application.
  2. In the email, please include your name, your official business name, and the best number where we can reach you. Please do not include other account information.
  3. You will then receive a secure email from Reliant's business lending team with the application and further instructions.

As you prepare to submit your application, here are some documents we recommend you have ready to send us electronically:

  • IRS form 941 for all four quarters of 2019
  • Payroll ledger for 2019 payroll showing payroll costs by employee
  • Payroll ledger for YTD 2020

For further detail on the program and information on completing your application, click here.

Click the button below to email our business lending team.  Please remember to include in the email your NAME, OFFICIAL BUSINESS NAME, and the BEST NUMBER WHERE WE CAN REACH YOU at this time. Please do not include other account information in the email.

Begin the Application Process

If you have any questions, please call us at 800-724-9282 or email us at, and a member of our team will be happy to assist you.


Business Vehicle Loans

  • Rates as low as 2.39% APR* — We don't increase your vehicle loan rate just because you're a business! Click here to view our vehicle loan rates.
  • Buyout of existing vehicle loans
  • Purchase of new or used vehicles
  • Fleet financing

Contact a member of our business lending team for additional rate and term details. 

Apply for a Business Vehicle Loan

Commercial Real Estate Business 

  • Flexible rates and terms
  • No pre-payment penalties
  • Up to 80% financing
  • Available for owner-occupied and investor properties

Term Loans

  • Equipment purchases — Take advantage of our Equipment Loan Rate special of 5.75% APR!**  Click here to learn more.
  • Business expansion
  • Buyout of existing business loans

Apply for a term loan today!

Business Overdraft Lines of Credit

  • Lines up to $10,000


Small Business Administration (SBA) Loans

  • Reliant is an approved SBA Lender.
  • Financing is available for new and existing businesses that may not qualify under conventional bank terms.
  • Additional information is available here.
*Annual Percentage Rate (APR) applies with automatic payment option for model years 2019-2020 with 36 monthly payments of $28.81 per $1,000 borrowed as of 5/1/2020. 2.39% APR applies to any business vehicle classified as one (1) ton and under. Your vehicle loan rate will be determined by the credit score of the guarantor(s), model year of vehicle, term of loan, and payment method. Other great rates and terms available. Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Equipment Loan Rate Special

Purchase equipment and save money with a business equipment loan at a special rate of

5.75% APR.**


Apply for an Equipment Loan


**Annual Percentage Rate (APR) shown as of 5/1/2020 and is subject to change without notice. A 60-month term loan of $10,000, at a rate of 5.75% APR has a payment of $192.17. Reliant Community Federal Credit Union is an Equal Opportunity Lender. All loans subject to approval and must meet credit-granting terms and conditions. Membership eligibility required.

Get the numbers.

Use our Calculators to see how much we can save you with a business loan.


Business Vehicle/Fleet Loans

Contact a member of our business lending team for available rates and terms. We may be able to buy out your current vehicle loan(s) and save you money!

Membership Eligibility

Individuals who live, work, worship, attend school, or volunteer in Monroe, Ontario and Wayne County are eligible for membership with Reliant Community Credit Union. Businesses and other legal entities headquartered in these counties can also open accounts with Reliant.